Our Services

Financial Services

Solidarity Group Loan Product

During December 2013, Al Tadamun slightly amended its Solidarity Group Loan Product to attract new clients and drop outs. The Solidarity Group Loan Product is intended  to provide groups of women micro-entrepreneurs with small, individual, and multiple cycle working capital loans for the improvement of their enterprises. 


Solidarity Scheme

A solidarity Scheme is made available by Al Tadamun to its clients. This scheme is designed o supply clients in each group with life insurance whereby, in the case of death, the decreased person’s outstanding loan repayments are written off and a small contribution is made towards her funeral costs. 


Lending Criteria

Women eligible to receive a loan from Al Tadamun should:  

  • Have an Egyptian nationality and a valid identification card
  • Be at least 18 years old
  • Own an existing project 
  • Enjoy a good reputation


 Loan Characteristics

  • Loan size per client: LE 1,500 – LE 5,000
  • Group size: 5– 9
  • Loan term: 40 – 50 weeks
  • Repayment frequency: bi-weekly
  • Administrative fees: per month 2.4% 

Individual Lending 

The Individual Loan was launched in 2015 to support a diversified range of individual financing products. The individual loan is based on clients’ actual needs and repayment capacity. Loan analysts will study the client’s project by determining, verifying and critically analyzing business income, expenditure and outlook to ensure its capability to acquire the loan.

Lending Criteria

 Clients eligible to receive an individual loan from Al Tadamun must:

  • Have an Egyptian nationality and a valid identification card
  • Be at least 21 years old and not more than 65 years old
  • Own an existing successful project for at least a year  
  • Have a project financial value (equity) starting from LE 6,000
  • Enjoy a good reputation
  • Has acceptable managerial skills in managing a project

Loan Characteristics 

  • Loan size per client: LE 6,000 – LE 20,000
  • Loan term: 10 – 18 months
  • Repayment frequency: monthly  
  • Administrative fees: per month 1.5 %
  • One productive guarantor required


Non-Financial Services

In 2014, Al Tadamun started offering a non-financial service to its clients. This includes the participation in local trade fairs, which is an excellent opportunity for clients to market their products through a new market channel and to expand their network. 

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