Al Tadamun is keen to fulfill its mission by diversifying the services offered to its clients

To apply for a service, click here

1.2Million

clients served since inception

171,215

Active Clients

60

Branches in Egypt

1

Group Loan Product

The Group Loan Product was launched in 1996, exclusively to micro-scale women entrepreneurs with small, individual, and multiple cycle working capitals to improve their enterprises.

Lending Criteria

  • Has an Egyptian nationality and a valid identification card
  • Must be 18+ years old.
  • Has an ongoing project for at least a year.

Loan Characteristics

  • Loan size per client (EGP): From 4,000 to 6,000 "Each client per group"
  • Group size: From 5 to 9 women
  • Loan term: From 10 to 12 months
  • Repayment frequency: Every two weeks
  • Guarantees: Group guarantee
2

Individual Loan Product

The Individual Loan Product was launched in 2015 to support a diversified range of indvidual financing products.

Lending Criteria

  • Has an Egyptian nationality and a valid identification card
  • Must be 21+ years old.
  • Has an ongoing project for at least a year.
  • Project size must be more than 6,000 EGP for service projects and 7,000 EGP for trade projects.
  • Has acceptable managerial skills in managing a project

Loan Characteristics

  • Loan size per client (EGP): From 8,000 to 50,000
  • Loan term: From 10 to 18 months
  • Guarantees: One working guarantor
3

Family Loan Product for Machinery - Equipment & Vehicles

The Family Loan Product for Machinery - Equipment & Vehicles was launched in March 2018. The objective of the new product is to support a diversified range of equipment, machinery and vehicles, such as; sewing machines, photocopying machines display fridges, plastic cutters, tricycles, and motor bicycles. The new product is based on clients’ actual needs and repayment capacity

Lending Criteria

  • Have an Egyptian nationality and a valid identification card
  • The client must be 21+ years old.
  • She has an ongoing project for a year.

Loan Characteristics

  • Loan size per client (EGP): From 5,000 to 50,000
  • Loan term: From 8 to 20 months
  • Guarantees: Two working guarantors

Non-Financial Services

In conjunction with the direction of Al Tadamun Microfinance Foundation towards clients’complete satisfaction thus retention, Al Tadamun is committed to offering its clients the following benefits :

1. Insurance Services Even when there’s not a quick fix, a dose of care, concern and understanding can go a long way. Al Tadamun shares with clients their sorrow and gives a priority to empathizing with their challenges. Al Tadamun clients are insured on the following:

  • Hospitalization
  • Disability
  • Death

2.Trade Fairs:Being “customer service oriented” boils down to one idea: helping people. The core characteristics that make a company customer service oriented add up to the ability to fulfill the ultimate purpose of giving support. Therefore, Al Tadamun offers to its clients the opportunity to sell and market their products through the participation in fairs like Cairo International Fair, International Handicraft Show etc

3. Summer TripsBased on Al Tadamun’s faith in clients’ tremendous efforts at work all year long and its belief in the importance of cutting down on stress, Al Tadamun funds summer trips to clients and families free of charge. Al Tadamun organized trips to Marsa Matrouh and Alexandria.

What do Our Clients Say?

  • 1224
    At the beginning of my life I have learned a handicraft and stood by my husband in a supermarket hand in hand. My advice to every woman is to learn a handicraft to avoid life turbulence. Salwa – Al Tadamun Client
  • 1212
    Mamoura trip was a nice surprise also I am happy that I met new people with different ideas and thoughts, moreover I took a break from work Karima, Al Tadamun Client
  • 1194
    Who isn't working nowadays!! We need to work to earn money. Work isn't shameful. Although I faced many challenges, but I stood strong and God was beside me. Nadia – Al Tadamun’s Client
  • 1153
    My husband is a fisherman and I have a restaurant and decided to take a loan from Al Tadamun to open another branch Sabah, Al Tadamun Client
  • 1132
    My sister, son and myself are working in the production of baskets made of frond which is very interesting. Daily, we produce about 150 baskets. Karima, Al Tadamun Client
  • 1119
    I'd like to develop myself to sustain my place in the market, thats why I took a loan from Al Tadamun Foundation to expand my project Heba – Al Tadamun Client
  • 1116
    Work is not a shame and whoever has a project in mind, nothing would stop her as she can start it by taking a loan. We have to struggle in life because no one will give you any support Laila – Al Tadamun Client
  • 1067
    My husband has seven sewing machines; it is my responsibility to care about the daily work-flow as well as the ladies working with us. Our dream is expanding our business and to become a well known brand. Vevian Gamal, Al Tadamun Client
  • 1033
    I have five children and I have to pay for their expenses. I am a good cook. If a woman is talented, she has to work hard to develop her talent and definitely she will earn money Amira Salah – Al Tadamun Client
  • 1016
    Good quality of onions are exported. Egypt is wealthy with natural and human resources that need optimal utilization. Waffaa Sadek, Al Tadamun Client
  • 943
    I love sewing so much. I care about the quality and finishing for my products because these factors play an important role in clarifying the difference between good and bad products Sabah Selim, Al Tadamun Clients
  • 934
    The loan that we have taken from Al Tadamun brought luck to us, we opened our second restaurant, “Fierce competition does not make the one with the least effort survive” Soheer Goda, Al Tadamun Client
  • 513
    "I'm sure that any person can earn money but we have to be compassionate and take care of our reputation to give the most benefits to people." Waffa – Al Tadamun Clients
  • 509
    "Develop your talent and take care of your conscience in selling and buying" Aicha – Al tadamun Client
  • 507
    "It is normal to start with a small project, but you have to concentrate on innovating your products to stay competitive in the market" Sabreen – Al Tadamun Clients
  • 505
    "Any woman with limited income must know that she has a mind and hands to work with them and that God never wastes efforts" Naglaa – Al Tadamun Client
  • 503
    "Every woman has to know that she is strong, and she can work, produce, raise respectable children when she can depend on in hard times" Amira – Al Tadamun Client
  • 501
    "She who works with her own hands, will never be vulnerable" Amina – Al Tadamun client